As the owner of a small business, what would you do if an employee asks you for a personal loan? There is no one answer that fits every case. Yours can depend on a number of factors and considerations. It also can open a can of worms, but first things first.

You can begin your answer by asking your worker a few questions: Why do you need a loan? What happened to put you into this financial situation?

You also may want to ask yourself these questions: