'Twas the trading day before Christmas and all through markets, investors were nervous, and not just in small pockets.

December 2018 was a month most stock investors really just want to forget, but we must remind one and all that, you get what you get, and we sincerely hope you're not too upset.

The stock market had risen for nearly 10 straight years, and a bear market now and then just happens, due purely to emotional fears.